*Offer applies to purchase or refinance a 1-4 family primary residence for applications received on February 15, 2016 to October 31, 2016. The portion of closing costs paid by Forcht Bank may not be used towards the down payment, will be reflected as a general lender credit on your Integrated Loan Disclosures and is intended to offset a portion of standard closing costs. Loan is subject to qualification, approval, and closing. Borrower, or for co-borrowers, at least one applicant, must open one of the following prior to loan closing to receive special: A new primary checking account, a student checking account for a child in current household, or a primary business checking account (offer not valid to existing DDA account holders), a home equity line of credit, a Forcht Bank credit card, or a safe deposit box. Additional restrictions may apply. Please ask us about the Promotional Closing Cost Agreement for more details. Member FDIC, Equal Housing Lender, Forcht Bank NMLS ID #411012.